Took me almost 6 months to get my emergency fund where I wanted it

I kept hearing everyone say you can build a 3 month emergency fund in like 3 months easy, but my part time job at a coffee shop in Portland barely covers gas and rent after the usual bills. Every time I saved $200, something like a car repair or a vet visit for my cat wiped it out again. Did anyone else’s first real budgeting goal take way longer than the online blogs make it sound?

2 comments

2 Comments

claire_wells8722d ago

Oh man, nobody talks about how life just punches you in the face right when you think you're making progress! I swear my emergency fund was basically a revolving door for the first year. Got my oil changed, saved $300, cat knocked over a vase and broke my laptop screen. The whole "3 months in 3 months" thing assumes nothing bad happens while you're saving, which is just not how real life works in Portland either.

the_ray22d ago

Oh I feel this SO MUCH, my emergency fund was basically a "how fast can life steal from me" experiment.