Just hit $5,000 in my emergency fund and the number that shocked me was $87
I finally crossed $5,000 in my emergency fund after 14 months of auto transfers, but what blew my mind was checking my statement and seeing $87 in interest from a high yield savings account. That is basically a free grocery run just for not touching the money. Did anyone else get surprised by how much the interest adds up once you stop dipping into it?
The same thing happened to me with my car insurance, where paying every 6 months instead of monthly saved me way more than I expected. Small automatic things that you don't have to think about tend to stack up quietly while you're busy with everything else. Your $87 grocery run is proof that patience pays better than willpower sometimes.